They both had Billboard #1 songs, but neither became the Billboard #1 song of the year.

The Bare Naked Ladies had one Billboard #1 song, "One Week", but that isn't a song about being broke.

Dire Straits' "Money For Nothing" became their only Billboard #1 song. While the song is from the point of view of a working class person (who's job is to "install microwave ovens"), the song is not about being broke.